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Wells Fargo Consumer Credit Officer (Auto Risk Governance Monitoring and Communication) in West Des Moines, Iowa

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

As the company's second line of defense, Corporate Risk — or Independent Risk Management — provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework ( and ensure all employees understand their individual accountability for managing risk.

The Consumer Credit team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. Provides credit risk governance and oversight across assigned businesses and/or functions. Leads significant initiatives and processes, and partners with line of business management to drive the company credit culture, appetite, and business performance. Advises and counsels executive leadership. Directs and coordinates the various activities related to assessing and predicting risk and performance through business analysis and/or modeling. Analyzes and approves products, programs, policies, and large complex credits. Determines appropriate strategies that ensure risk is within risk appetite. Acts as a technical expert for senior management on highly complex issues. Leads the execution of programs and policies with a measureable impact on the level of risk taken in credit activities. Develops and implements strategies, programs and policies with a direct and significant impact on credit risk appetite and culture. Leads implementation of initiatives with moderate to high risk. Internal collaboration with business for oversight of risk management. May interface with Audit, Legal, external agencies, and regulatory bodies on risk related topics. May lead project/virtual teams and may mentor but does not manage other team members.

This specific role will closely collaborate on the development and execution of senior and executive level presentations with the goal of successfully and effectively communicating the Auto Risk story to our key internal and external partners. This role will partner across Consumer Credit, WF Auto and Chief Risk Officer organization to analyze, interpret and communicate key objectives, trends, results, initiatives and issues.

Required Qualifications

  • 7+ years of experience in risk role

  • 3+ years of credit risk experience

Desired Qualifications

  • Ability to organize and manage multiple priorities

Other Desired Qualifications

  • Strong communication & relationship management skills

  • Strong organizational skills and attention to detail, including managing to critical deadlines

  • Exceptional written presentation skills - including demonstrated ability to create strong executive level presentations

  • Ability to manage work independently and collaborate with partners.

  • Consumer Credit Risk experience (auto preferred)

Street Address

AZ-Chandler: 2700 S Price Rd - Chandler, AZ

AZ-PHX-Central Phoenix: 100 W Washington St - Phoenix, AZ

AZ-PHX-Northwest Phoenix: 2222 W Rose Garden Ln - Phoenix, AZ

IA-Des Moines: 206 8th St - DES MOINES, IA

IA-West Des Moines: 7001 Westown Pkwy - West Des Moines, IA

NC-Charlotte: 12802 S Tryon St - Charlotte, NC

NC-Charlotte: 301 S College St - Charlotte, NC

NC-Charlotte: 401 S Tryon St - Charlotte, NC

NC-Charlotte: 1525 W Wt Harris Blvd - Charlotte, NC

TX-Irving: 250 E John Carpenter Freeway - Irving, TX

TX-Plano: 4975 Preston Park Blvd - Plano, TX

MN-Minneapolis: 600 S 4th St - Minneapolis, MN

MN-Minneapolis: 2701 Wells Fargo Way - Minneapolis, MN

NY-New York: 150 E 42nd St - New York, NY


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits Summary


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Company: Wells Fargo

Req Number: 5569428-2

Updated: 2021-04-18 00:41:25.524 UTC

Location: West Des Moines,IA