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U.S. Bank Credit Review Specialist 2 - Spreading Team - Des Moines, IA, Waterloo, IA or Omaha, NE in WATERLOO, Iowa

Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans. In some areas, this position may make credit decisions in a high-volume production environment. Generally furnishes information relative to credit inquiries to appropriate parties.


Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Up to two years of experience

Preferred Skills/Experience

  • Basic knowledge of credit and risk analysis, economics, accounting, and finance

  • Strong analytical skills

  • Effective verbal and written communication skills

Job: Credit Underwriting

Primary Location: Iowa-IA-Waterloo

Shift: 1st - Daytime

Average Hours Per Week: 40

Requisition ID: 190038338

Other Locations: Nebraska

U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.