U.S. Bank Credit Review Specialist 2 - Spreading Team - Des Moines, IA, Waterloo, IA or Omaha, NE in WATERLOO, Iowa
Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company’s credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans. In some areas, this position may make credit decisions in a high-volume production environment. Generally furnishes information relative to credit inquiries to appropriate parties.
Bachelor's degree, or equivalent work experience
Up to two years of experience
Basic knowledge of credit and risk analysis, economics, accounting, and finance
Strong analytical skills
Effective verbal and written communication skills
Job: Credit Underwriting
Primary Location: Iowa-IA-Waterloo
Shift: 1st - Daytime
Average Hours Per Week: 40
Requisition ID: 190038338
Other Locations: Nebraska
U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
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