Job Information
Dupaco Credit Union Mortgage Lending Underwriter in Dubuque, Iowa
Description
Analyze the possibilities of your career as a Mortgage Lending Underwriter. Excellent organizational and prioritization skills allow you to allocate time effectively, which is a must for our fast-paced highly productive work environment!
RESPONSIBILITIES
Provide quality service to members, potential members and coworkers.
Demonstrate teamwork and professionalism in all interactions with coworkers.
Promote a professional image of the credit union at all times.
Order income documentation
Order asset documentation
Order credit verification/supplement
Proof and review income, asset and credit documentation according to secondary market guidelines
Review appraisals according to secondary market guidelines
Submit mortgage files for PMI approval.
Answer member and MLO questions
Perform verbal verifications of employment.
Monitor underwriting queue.
Underwrite files according to secondary market guidelines.
To recognize member and potential member needs; educate them on appropriate credit union services.
Assist in training other non-Dupaco employees on product knowledge and real estate procedures
Update files and revises policy and procedure manuals.
Perform other duties as assigned.
REQUIREMENTS
High school Diploma or equivalent
Previous Mortgage experience
Interpersonal skills to represent the financial institution in a positive and professional way
Proper phone etiquette and correspondence to members
Excellent computer skills
Excellent organizational skills
High attention to detail and accuracy
Qualifications
Skills
Preferred
Administrative: Intermediate
Customer Service: Intermediate
Behaviors
Preferred
- Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well
Motivations
Required
- Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization
Education
Required
- High School or better
Experience
Preferred
- 2 years: Mortgage experience
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)