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MidWestOne Bank Lead Credit Analyst in Dubuque, Iowa

Responsible for leading a team of analysts; performing credit analysis assignments and assisting the 1VP/Lead Credit Officer in the pre-funding development, analysis, and the underwriting functions of commercial credits.

  • Review Credit Analysts’ production to ensure quality credit risk analysis

  • Assesses total risk pertaining to complex requests for new or additional credit by new or existing customers, primarily through the analysis of financial statements and credit history.

  • Prepare annual credit reviews for complex existing commercial customers. The reviews would include financial analysis of tax returns, company prepared statements and audits along with any changes that may have occurred since the previous review.

  • Review bond portfolio investment opportunities with the Risk Management department.

  • Compile minutes for the weekly Rural and Metro Loan Committees & bi-monthly Executive Loan Committee meetings

  • Resolution of auditor and bank examiner questions and exceptions

  • Counsel team members on departmental processes as needed

  • Conduct training sessions for Analysts which will involve presentations to small and large groups

  • Occasional travel to bank branches including Iowa City

  • Annual due diligence review of vendors the bank uses in its normal course of business

  • Other duties may be assigned

    Bachelor degree with other specific professional or technical certifications in related field

Preferably three to five years related experience and/or training in a lending, credit analyst, or regulatory role; or equivalent combination of education and experience.

FLSA Status: Exempt

City: Forest Lake

State: MN

Benefits Package: Yes - Full Time Package

External Company Name: MidWestOne Bank

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