MidWestOne Bank Lead Credit Analyst in Dubuque, Iowa
Responsible for leading a team of analysts; performing credit analysis assignments and assisting the 1VP/Lead Credit Officer in the pre-funding development, analysis, and the underwriting functions of commercial credits.
Review Credit Analysts’ production to ensure quality credit risk analysis
Assesses total risk pertaining to complex requests for new or additional credit by new or existing customers, primarily through the analysis of financial statements and credit history.
Prepare annual credit reviews for complex existing commercial customers. The reviews would include financial analysis of tax returns, company prepared statements and audits along with any changes that may have occurred since the previous review.
Review bond portfolio investment opportunities with the Risk Management department.
Compile minutes for the weekly Rural and Metro Loan Committees & bi-monthly Executive Loan Committee meetings
Resolution of auditor and bank examiner questions and exceptions
Counsel team members on departmental processes as needed
Conduct training sessions for Analysts which will involve presentations to small and large groups
Occasional travel to bank branches including Iowa City
Annual due diligence review of vendors the bank uses in its normal course of business
Other duties may be assigned
Bachelor degree with other specific professional or technical certifications in related field
Preferably three to five years related experience and/or training in a lending, credit analyst, or regulatory role; or equivalent combination of education and experience.
FLSA Status: Exempt
City: Forest Lake
Benefits Package: Yes - Full Time Package
External Company Name: MidWestOne Bank
External Company URL: http://midwestone.com/