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Principal Sr Underwriter in Des Moines, Iowa

As a Sr Underwriter in Individual Life New Business, you'll be part of mid-level underwriting team handling risk assessments on life insurance applicants. You’ll also be responsible for communicating and building strong partnerships with our field offices and agents. This is a great opportunity to be on the leading edge of innovations and new technologies!

Here are a few examples of the types of things you'll do:

  • Support marketing goals by issuing life insurance coverage on a favorable and timely basis consistent with mortality objectives.

  • Support profitability goals by assessing the expected mortality/morbidity of individual life applicants, analyzing medical, non-medical, and financial information and classifying risk appropriately.

  • While acting within a brokerage agency underwriting capacity, negotiate offers for placement of policies with the appropriate carrier. This may include acting as a partner to sales managers and producers to arrive at the best solution for a proposed insured.

This position is also a phenomenal way to advance your career. As a growing company with over 16,000 employees around the world, Principal offers a lot of ways for you to learn more, earn more and achieve more.

  • College degree or equivalent and 4+ years of individual life underwriting experience plus advanced knowledge of multi-life and other insurance arrangements, financial statements, and tax forms used in personal and/or business planning.

  • Ability to use creativity in finding ways to facilitate sale of key cases or explain the company's position on adverse decisions.

  • Maintain professional level of expertise recognized both within and outside the company.

  • Exemplify strong leadership and work in a constantly evolving environment.

  • Ongoing progress towards FLMI, RHU and AALU designations and participation in CLU education courses.

Work Authorization/Sponsorship

At this time, we're not considering candidates that need any type of immigration sponsorship now or in the future or those needing work authorization for this role. (This includes, but is not limited to students on F1-OPT, F1-CPT, J-1, etc.)

Investment Code of Ethics

For Principal Global Investors positions, you’ll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

While our expertise spans the globe, we're bound by one common purpose: to foster a world where financial security is accessible to all. And our success depends on the unique experiences, backgrounds, and talents of our employees – individually and all of us together. Explore our core values, benefits and why we’re an exceptional place to grow your career.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Requisition ID: 2020-28458

Enterprise Segment: USIS

Street: 711 High Street

Remote: Yes

FLSA Status: Exempt