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Wells Fargo Credit Analyst 2 - Financial Accounting in Des Moines, Iowa

Job Description

Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as 'Personal Cell' or 'Cellular' in the contact information of your application.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you'll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wholesale Banking provides financial solutions to businesses across the United States and globally. Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital. We also have groups in credit risk, group risk, finance, marketing, human relations, and the Wholesale Chief Operating Office that support our businesses.

Wells Fargo's Asset-Backed Finance ('ABF') group provides direct structured lending in addition to the underwriting and distribution of asset-backed securities for clients with assets that generate long-term cash flows who access the bond markets through securitizations.

Job entails: 1) entering and interpreting financial statement and collateral information in spreading and trending programs and analyzing the subsequent output for positive/negative trends and overall credit quality for complex loan facilities, 2) partnering with line of business management to determine loan facility assignments, 3) subject matter expertise with financial spreading software and applications, 4) assist in leading application and process updates, including, training, 5) creating, contributing to and reviewing portfolio level reports. The position interacts with relationship managers in the resolution of client financial reporting issues, in addition to, underwriting analysts, ABF Operations staff and WFPC senior management as it pertains to loan servicing and portfolio reporting roles.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Required Qualifications

  • 3+ years of credit analysis experience demonstrated through work or military experience

Desired Qualifications

  • Ability to take initiative and work independently with minimal supervision in a structured environment

  • Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills

  • Knowledge and understanding of accounting principles: statutory and GAAP

  • Strong analytical skills with high attention to detail and accuracy

  • Strong organizational, multi-tasking, and prioritizing skills

  • A BS/BA degree or higher in accounting

  • Excellent verbal, written, and interpersonal communication skills

  • Good analytical skills with high attention to detail and accuracy

  • Intermediate Microsoft Office skills

Other Desired Qualifications

  • Financial statements knowledge

  • High Excel proficiency, including extensive knowledge of charting, data sorting, and high level formula functions.

  • Intermediate proficiency with Adobe PDF application software

Job Expectations

  • Willingness to work on-site at stated location on the job opening

  • Ability to work additional hours as needed

  • Ability to lift 15+ pounds

  • Ability to travel domestically

Street Address

IA-Des Moines: 800 Walnut St - Des Moines, IA


All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Company: Wells Fargo

Req Number: 5554957

Updated: 2020-11-26 22:46:34.276 UTC

Location: Des Moines,Iowa